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NEW QUESTION: 1
According to the Basel II framework, subordinated term debt that was originally issued 4 years ago with a maturity of 6 years is considered a part of:
A. Tier 2 capital
B. None of the above
C. Tier 1 capital
D. Tier 3 capital
Answer: A
Explanation:
Explanation
According to the Basel II framework, Tier 1 capital, also called core capital or basic equity, includes equity capital and disclosed reserves.
Tier 2 capital, also called supplementary capital, includes undisclosed reserves, revaluation reserves, general provisions/general loan-loss reserves, hybrid debt capital instruments and subordinated term debt issued originally for 5 years or longer.
Tier 3 capital, or short term subordinated debt, is intended only to cover market risk but only at the discretion of their national authority. This only includes short term subordinated debt originally issued for 2 or more years.
An interesting thing to note is the difference between 'subordinated term debt' under Tier 2 and the 'short term subordinated debt' under Tier 3. The distinction is based upon the years to maturity at the time the debt was issued. The remaining time to maturity is not relevant. For the subordinated term debt included under Tier 2, the amount that can be counted towards capital is reduced by 20% for every year when the debt is due within 5 years. This takes care of the time to maturity problem for Tier 2 subordinated debt. For Tier 3 short term subordinated debt, this is not an issue because debt will only qualify for Tier 3 if it has a lock-in clause stipulating that the debt is not required to be repaid if the effect of such repayment is to take the bank below minimum capital requirements.
NEW QUESTION: 2
SQL * Loaderの使用に関して、どちらのステートメントが当てはまりますか？ （2つを選択してください）
A. 同じロード文を使用して複数のテーブルにデータをロードできます。
B. 一度に1つのテーブルにのみデータを読み込むことができます。
C. ダイレクトパスのみを使用して外部ファイルからデータを読み込むことができます。
D. 指定された列で一意の順次キー値を生成できます。
E. 従来のパスのみを使用して外部ファイルからデータをロードできます。
Answer: B,C
NEW QUESTION: 3
A technician needs to install a new wireless encryption system. They are evaluating the feasibility of implementing WPA. WPA increases protection over WEP by implementing which of the following?
A. Shared secret keys
B. AES encryption
C. Strong RC4 encryption
D. Key rotation
Answer: D